heartstocks
Evaluate project
For banks, family offices & advisors

You know your clients.
We provide the infrastructure.

Stakeholders are everyone who neither issues nor subscribes, but plays a role in the process: banks, family offices, wealth managers, tax advisors, distribution partners. You open up access to digital securities for your clients without building your own platform.

Who you are, what you get

A matching model for every profile.

Banks & savings banks

Expand your investment offering with digital securities, without your own IT investment.

Recommended modelPlatform integration
Technical integration via API

For banks, family offices and platforms: heartstocks vehicles are integrated into your existing systems, REST/GraphQL, webhooks, SSO.

  • ·Onboarding 4-6 weeks
  • ·Sandbox before production
  • ·Direct engineering contact
What you concretely get
No own platform build

You use a finished platform with regulated partners, no 18-24 month IT project, no compliance build-out.

Fully evidenced documentation

Every transaction, holder change, distribution documented in the eWpG register.

Direct contact

No hotline, no ticket queue. One fixed contact for your client cases.

Onboarding

From first call to go-live.

01

Get-to-know call

30-minute call for mutual positioning: what do you bring, what do you need?

02

Model selection

We jointly define: tipster, distribution or API integration. The contract framework follows.

03

Contract

Standardised framework agreement, extended with your individual terms. Mutual compliance check.

04

Setup & training

Sandbox access, team training, technical integration (if requested).

05

Go-live

First client flow in live operation. Close support in the first weeks.

Frequent questions

Clear answers.

Depends on the model. Tipsters work without a licence, distribution partners need, depending on the product, a licence under § 15 WpIG or § 32 KWG, tied agent status or, for certain fund units and investment products, a licence under § 34f/§ 34h GewO. We clarify this in the first call.
No. No minimum turnover, no exclusivity clauses. You cooperate as closely or as loosely as fits your business.
heartstocks carries the regulatory framework for platform and structuring. Stakeholders act in their own regulatory role, which we map out together upfront.
Model-dependent: tipsters mostly as a one-off fee per intermediated volume, distribution partners volume-staggered, API partners via service agreements. Specifics in the contract.
Yes. Family offices often combine tipster + API integration. Distribution partners combine white-label + tipster for different client segments.
Next step

Optimise your project structuring.

Let us unlock the potential together in a first conversation.